How it works - The process
We lend money secured against your valuables
Apply online for guaranteed loan
It only takes a minute to fill out the online application. There are no credit checks. We do check your identity (in accordance with anti money laundering legislation) but this does not appear on your credit history. There is no paper work to complete. Minimum loan £250.
Send Valuables by free courier insured to £30,000
Next working day you will receive a pre-paid empty courier bag from us, together with a list itemizing the valuables you specified. Please send your valuables using the courier bag. Your courier is free and insured to £30,000.
Accept Loan online & receive money the same day
Your courier is received by 1pm next working day and opened under video recording surveillance. That same day we will e-mail you our expert valuation and formal loan offer. You can accept online through your password protected account. Your loan will then be transferred to arrive into your bank account the same day (or we can send a Postal Order to cash).
insured to £30,000.
Repay anytime & valuables returned
The loan is for 6 months and there are no payments to make until the end. At any time within the 6 month term of the loan you can repay the amount outstanding and interest is only charged to the month in which you repay (e.g. a 3 month loan will only cost 3 months interest). Immediately on repayment, your valuables will be returned to you by courier insured to £30,000, free of charge.
